Apps don't fix your finances.

You do.

Take control of your money mind — and create the financial future you truly want.

You've tried to "fix" your

money habits before.

But nothing seems to stick.

You start strong — a new app, a fresh budget, a brand-new spreadsheet.


You promise yourself, this time will be different.

But before long...

  • You ditch the budget.

  • Your spending creeps up.

  • You feel like you've failed — and wonder if you're just bad with money.

You're not bad with money.

You are missing the one piece that actually changes everything.

It's not about knowing what to do. It's about getting yourself to actually do it — consistently.

  • Money advice gives you tools.

  • Apps give you tracking.

  • Spreadsheets give you plans.

But none of it can change the hidden forces that drive your daily money decisions: your emotions, habits, and deep-rooted patterns.

  • Real financial change doesn't start with better math. It starts with understanding yourself.

What is financial wellness — really?

Financial wellness is more than just feeling good about money.

It's the ability to act wisely and consistently in your own best financial interests — even when life feels uncertain, emotions run high, or old survival patterns whisper in your ear.

Right Knowledge

& Action

You have the right knowledge at the right time — and the emotional capacity to act on it.

Values-Aligned Decisions

You make financial decisions that are balanced, intentional, and aligned with your true values.

Healthy Boundaries

You protect your financial well-being with healthy boundaries — with yourself, with others, and with the systems around you.

Pattern Recognition

You recognize and resist the financial habits, family patterns, and emotional triggers that once drove your money behavior.

Seeking Understanding

You seek understanding — about yourself, about your finances, and about the economic context you live in — so you can navigate with wisdom, not fear.

Self-Leadership

You protect your financial well-being with healthy boundaries — with yourself, with others, and with the systems around you.

And no matter where you're starting from, financial wellness is something you can learn.

Introducing: Money From the HEART

The 5-Step Framework to Transform How You Think

— and Act — About Money

Money From the HEART

isn't just another course full of tips and tactics: It's a new way of understanding yourself — and your financial life.

Inside this self-paced course, you'll learn how to:

  • Shift from feeling like money is stressful chore

  • Start treating money management as an essential act of self-leadership and self-care

  • Make emotionally smart, values-based money decisions — even when emotions run high

  • Build a foundation of trust with yourself — and your bank account

  • Use tools like apps and spreadsheets wisely, and effectively knowing you are in charge

By the end of the course, you won't just have a better handle on your money. You'll have a better relationship with yourself.

Because the truth is:

✨ The person you've been seeking — the one who can lead your financial life with wisdom, strength, and clarity — is you.

Money From the HEART simply gives you the roadmap to find her.

Here's what you'll gain inside

Money From the HEART:

Honor Your Money Story

Understand how your history shapes your beliefs and behaviors around money — without shame, judgment, or blame. Healing starts with honest, compassionate understanding.

Engage Your Nervous System

Learn to work with your body's natural responses to financial stress — so you can make wise, instead of impulsive money decisions.

Align With Your Financial Values

Identify what truly matters to you — and begin making money choices that support your true values, dreams, and priorities, not old habits.

Reframe Financial Shame

Transform shame into kindness and clarity — so you can move forward empowered, instead of stuck in cycles of guilt and avoidance.

Take Sustainable Action

Shift from short-term fixes to daily practices that bring your finances into alignment with your goals — build confidence, stability, and self-trust, one choice at a time.

A real system. A real foundation.

A real chance at lasting change.

You don't need another money app.

You don't need a shinier spreadsheet.

And you definitely don't need another cycle of starting strong

— and ending up right back where you started.

You need a system that addresses the real root of your financial struggles:

Your money stress responses.

Your emotional patterns.

Your unconscious money habits.

You need a system that addresses the real root of your financial struggles:

  • Understand why your old efforts didn't stick — and how to make this time different.

  • Build emotional resilience and financial confidence from the inside out.

  • Create daily habits that align with your values, not your survival instincts.

  • Use tools and plans more effectively — because you'll have the internal leadership to make them work.

✨ It's not just hope. It's not just a new plan. It's a real foundation you can finally build on — for life. At just $47, it's the smartest, kindest investment you can make in your future self.

Who This Is For

Money From the HEART is for you if…

  • You're smart and capable — but money still feels messy, emotional, or overwhelming.

  • You've tried budgeting apps, spreadsheets, or advice from financial "experts," but nothing sticks.

  • You want to understand why money feels hard — and finally change it from the inside out.

This course is especially for women like:

🧠 The High-Achiever

Identify what truly matters to you — and begin making money choices that reflect your values, dreams, and priorities, not old survival strategies.

💗 The Over-Giver

You often prioritize other people's needs over your own — and it shows in your bank account. You're ready to set boundaries, center your values, and care for your financial well-being.

🔄 The Hopeful Restarter

You've tried to get your finances on track more times than you can count. You're not lazy or irresponsible — you were just missing the emotional foundation. This time, you want it to stick.

If you see yourself in any of these — this course was made with you in mind.

Let's change how you do money. From the inside out.

Meet Your Guide:

Karen Helfrich, LCSW-C

Hi, I'm Karen — a licensed clinical social worker and Certified Financial Social Worker.

I created Money From the HEART after years of helping

women navigate the emotional, relational, and psychological side of their financial struggles.

Through my work as a trauma-informed therapist and financial wellness educator, I saw the same pattern again and again:

Smart, capable women who know what they should be doing with money — but feel overwhelmed, stuck, or ashamed when they can't seem to follow through.


They don't need another app or guru. They need something deeper:

✨ Compassionate insight into the real forces shaping their money habits.

That's why I created this course — to give you a framework

That's why I created this course — to give you a framework that meets you where you are, speaks to the real reasons money is hard, and helps you build the skills, awareness, and confidence to lead yourself forward.

You're not broken.

You're not behind.

And it's not too late.

Let's do money differently — from the heart.

Testimonials

"For the first time, I don't feel ashamed of my money story. I feel empowered."


— Sarah K.

"I finally understand why budgeting never stuck for me before. This framework made it so clear — and doable!"


— Michelle T.

"This course helped me stop the cycle of starting strong and giving up. I feel like I have a real relationship with my money now."


— Jennifer B.

Right now, you might be...

Avoiding your bank account because it triggers anxiety

Saying yes to expenses you can't afford — and regretting it later

Starting over (again) with another budgeting system, hoping this one will finally stick

Telling yourself you're just not disciplined enough

But imagine if...

You felt calm and confident every time you checked your account balance

You made money decisions that felt aligned — and empowering

You finally trusted yourself to follow through

You had a personal system that worked because it1 Column was built around who you are

That's what Money From the HEART is here to help you create.

Your money life doesn't need more shame.

It needs a wiser, more compassionate leader — you.

What You Also Get

(Because We're Doing This Right)

📚 Workbook

Downloadable workbook to move from insight to action — thoughtfully and immediately

💗 Support

3 months of gentle, supportive weekly emails to keep you engaged and encouraged as you grow

💪 Your Way

Go at your own pace — take it slow, revisit, or binge it all in a weekend

🏷️ Lifetime access

Return any time you need a reset or refresher PLUS all future updates at no extra cost!

This isn't just another online course.

It's a system for lasting change.

This Work Is Worth So Much More — But You Get It All for $47

The complete value of this course — with the tools, guidance, and transformation packed inside — is easily $147.

But I've priced it at just $47 — because I want as many women as possible to have access to this shift.

This isn't a luxury add-on to your finances.

This is your financial foundation.

Because when you understand your money mind — you change your financial life for good.

Money From the HEART is a mini-course that teaches you the why behind your money habits — and how to finally change them.

Money From the HEART

Complete 5-Step Framework

  • The complete 5-step HEART framework

  • Downloadable workbook

  • 3 months of supportive emails

  • Lifetime access to course materials

It's trauma-informed, self-paced, and designed for real life.

Frequently Asked Questions

How does this course help me with my money?

This course helps you understand the emotional and psychological side of money, so you can heal your relationship with money and be empowered to make real change that lasts—without shame or fear.

I'm terrible with numbers, will this course talk about a lot of numbers?

Not at all! This course focuses on your relationship with money and how to shift your mindset, not complicated math or spreadsheets.

What if I've tried budgeting and I just can't stick with it?

This is (almost) the whole point of this course: to help you understand and breakthrough your barriers to financial wellness, so you can make a plan AND stick with it!

Do I need prior personal finance knowledge?

No! This course is designed to give you the psychological insight and tools you need to implement financial advice you may receive from financial educators, advisors, and accountants. No prior financial knowledge it necessary, but this is a GREAT place to start!

Is this course only for women?

Not at all! While the course is created with women+ in mind, anyone who struggles with money stress and wants a compassionate approach is welcome.

Will this help me learn how to get out of debt?

Yes! While this course isn’t a debt repayment program, it will help you change the way you approach money, so you can create a realistic and sustainable debt payoff strategy.

How does this course work?

This is a self-paced, online course with video lessons, reflection exercises, and guided worksheets to help you integrate what you learn.

Will I need to buy budgeting software?

Nope! No extra tools or software are needed—just an open mind and a willingness to reflect on your financial habits.

How long does it take to complete the course?

It’s self-paced, so you can go at your own speed. Most people complete it in just a few hours.

What is your refund policy?

We don't think you'll want one, but, if you do, just let shoot us an email within 3 days of purchase and we'll gladly issue a refund, easy-peasy!

What if I need help with the course?

No problem! Just email Karen for help with technical issues or brief questions.

How long will I have access to the course?

Lifetime access! You can revisit the material whenever you need.

How do I sign up?

Yay! Just click the button below and we'll get you started!

Ready to stop starting over —

and start mastering your money?

It's not about the perfect tool.

It's about becoming the person who can use the tools powerfully.

Your financial future is built one decision at a time

— and it starts right here.

© 2025 Money From the HEART. All rights reserved.

 It's not about knowing what to do.

It's about getting yourself to actually do it — consistently.